Michael G Ryan Son & Daughters Limited

Reference number: 980654

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Michael G Ryan Son & Daughters Limited (FRN 980654) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Michael G Ryan Son & Daughters, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Michael G Ryan Son & Daughters Funeral Directors

Company details

From the company's Companies House record.

Company number
04687034
Company status
Active
Company type
Private limited company
Incorporated
5 March 2003 (23 years old)
Registered office
Cumberland Court, 80 Mount Street, Nottingham, NG1 6HH, England
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Andrew Hector Fraser Director Oct 1971 20 Aug 2025
Samuel Patrick Donald Kershaw Director Apr 1963 20 Aug 2025
Andrew Hector Fraser Secretary Not published 20 Aug 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Michael G Ryan Son & Daughters Limited FCA authorised?
Michael G Ryan Son & Daughters Limited (FRN 980654) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Michael G Ryan Son & Daughters?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Michael G Ryan Son & Daughters Limited (FRN 980654) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Michael G Ryan Son & Daughters, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Michael G Ryan Son & Daughters?
Protection works through the principal firm responsible for Michael G Ryan Son & Daughters's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Michael G Ryan Son & Daughters a scam or clone?
Michael G Ryan Son & Daughters is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Michael G Ryan Son & Daughters's Firm Reference Number (FRN)?
Michael G Ryan Son & Daughters's FRN is 980654. You can verify it on the FCA register.