Michael Letch & Partners

Reference number: 112064

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.

    Check your FSCS cover →

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
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  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Causing dematerialised instructions to be sent
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Managing investments
  • Sending dematerialised instructions

Limits on what they may do

  • Must not establish etc. UCIS with DERIVATIVES
    The firm must not establish, operate or wind up an Unregulated Collective Investment Scheme in relation to DERIVATIVES
  • Only rights to/interests in permitted investments
    The firm may carry on a REGULATED ACTIVITY in relation to rights to or interests in investments only where those investments are themselves of a type permitted for that REGULATED ACTIVITY
  • No pension transfer or opt out
    The firm must not carry on any business relating to a PENSION TRANSFER or OPT OUT.
  • Not to act as Broker Fund Adviser
    The firm must not operate as a BROKER FUND ADVISER
  • May hold/control client money if rebated commission
    The general requirement not to hold or control CLIENT MONEY does not apply if the CLIENT MONEY arises from an agreement under which commission is rebated to the client.
  • Regulated activities incidental only.
    The firm must not carry on the specified REGULATED ACTIVITIES otherwise than in an incidental manner in the course of the provision by it of professional services (that is, services which do not consist of REGULATED ACTIVITIES)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Michael Letch & Partners FCA authorised?
Yes, Michael Letch & Partners (FRN 112064) is authorised by the FCA to carry out regulated activities.
Is my money safe with Michael Letch & Partners?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Michael Letch & Partners to the Financial Ombudsman Service, free of charge.
Is Michael Letch & Partners a scam or clone?
Michael Letch & Partners is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Michael Letch & Partners's Firm Reference Number (FRN)?
Michael Letch & Partners's FRN is 112064. You can verify it on the FCA register.