Michael Patrick McSparron

Reference number: 997495

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Introducer appointed representative

Michael Patrick McSparron can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Michael Patrick McSparron (FRN 997495) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not Michael Patrick McSparron.
  • Example: if Michael Patrick McSparron refers you to a financial adviser, the advice should come from the principal firm, not from Michael Patrick McSparron itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 2888 5238

  • Verified address

    38-40 Harbour Road, Carnlough, Ballymena, Northern Ireland, BT44 0EU, United Kingdom

Also trades as
  • MICHAEL MCSPARRON FUNERAL DIRECTORS

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Michael Patrick McSparron FCA authorised?
Michael Patrick McSparron (FRN 997495) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Michael Patrick McSparron?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Michael Patrick McSparron (FRN 997495) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not Michael Patrick McSparron. Example: if Michael Patrick McSparron refers you to a financial adviser, the advice should come from the principal firm, not from Michael Patrick McSparron itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Michael Patrick McSparron?
Protection works through Golden Charter Limited, the principal firm responsible for Michael Patrick McSparron's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Michael Patrick McSparron a scam or clone?
Michael Patrick McSparron is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Michael Patrick McSparron's Firm Reference Number (FRN)?
Michael Patrick McSparron's FRN is 997495. You can verify it on the FCA register.