Milecross Financial Solutions Limited

Reference number: 413142

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Milecross Financial Solutions Limited (FRN 413142) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Milecross Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 9182 8255

  • Verified address

    42 Milecross Road, Newtownards, County Down, BT23 4SR, United Kingdom

Also trades as 21 other names, search them
  • AB Mortgage & Protection Services
  • Appletree Finance
  • Byrne & Doherty Mortgage Specialists
  • Carl Summers Financial Services
  • C&L Mortgages
  • Dungannon Mortgage Services
  • Face to Face Mortgages
  • Gregg Finance
  • Heritage Financial Planning
  • Kith & Kin Financial Solutions
  • Miskimmin Wealth
  • Mortgage and Property Plus
  • Mortgage Solutions
  • Mortgage Specialists
  • Neil Anderson Mortgages
  • Nurture Financial
  • Rainey & Gregg Financial
  • The Centre Court
  • The Martin Cliffe Practice
  • Vincent Rainey Finance
  • We Advise

Company details

From the company's Companies House record.

Company number
NI601587
Company status
Active
Company type
Private limited company
Incorporated
11 December 2009 (16 years old)
Registered office
42 Milecross Road, Newtownards, Down, BT23 4SR
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Paul Irvine Dalzell Director Oct 1959 11 Dec 2009
Paul John Mitchener Director Jan 1961 14 Feb 2025
Aidan Grant Chavasse Director Feb 1993 6 Jun 2025
Michael Richard Andrew Graham Director Sep 1984 30 Mar 2026

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Mortgage and Lending Associates
  • Mortgage & Lending Associates

Names it no longer trades under

This firm has retired 42 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Anderson Financial
  • Ballymena Mortgages
  • Ballymena Mortgage Shop
  • Bluetree Financial Services
  • CDF Financial
  • City Mortgage & Property Solutions
  • City Mortgage Solutions
  • Coleman & McCullough Financial Services
  • Courthouse Financial Consultancy
  • Donny Brook Mortgage Services
  • Down Financial Solutions
  • East Antrim Property Sales
  • Fenton Financial
  • First for Finance
  • G.F. McShea & Co
  • GM Mortgages
  • Homebuyers Advisory Centre
  • Homebuyers Mortgage & Property Centre
  • House of Mortgages
  • McCoy & McMeel
  • Moda
  • Money Life Associates
  • Mortgage and Lending Associates
  • Mortgage and Lending Solutions
  • Mortgage Exchange
  • Mortgage Joy
  • Mortgage & Lending Solutions
  • Mortgages Solutions (Ni)
  • Mortgagewise NI
  • Nest Financial Advice
  • Nest Mortgages
  • N P Financial Services
  • Raymond Kinsella Mortgage Advice
  • Robert Ferris Financial Services
  • Select Mortgage Services Lurgan
  • The Mortgage & Financial Advice Centre
  • The Mortgage Market
  • The Mortgage Specialist
  • T M Insurance Consultants & Property Sales
  • T M Insurance Conultants & Property Sales
  • Tony Jackson Financial Solutions
  • Treble Financial Solutions

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Common questions

Frequently asked questions

Is Milecross Financial Solutions Limited FCA authorised?
Milecross Financial Solutions Limited (FRN 413142) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Milecross Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Milecross Financial Solutions Limited (FRN 413142) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Milecross Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Milecross Financial Solutions?
Protection works through the principal firm responsible for Milecross Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Milecross Financial Solutions a scam or clone?
Milecross Financial Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Milecross Financial Solutions's Firm Reference Number (FRN)?
Milecross Financial Solutions's FRN is 413142. You can verify it on the FCA register.