Mitsubishi HC Capital UK PLC

Reference number: 704348

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Scammers have impersonated this firm. The FCA has published 3 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 13 other names
  • beSavvi
  • CM3
  • CreditMaster3
  • Mitsubishi HC Capital Europe
  • Novuna
  • Novuna Business Cashflow
  • Novuna Business Finance
  • Novuna Capital
  • Novuna Consumer Finance
  • Novuna Personal Finance
  • Novuna Retail Finance
  • Novuna Vehicle Solutions
  • Payby Finance

Company details

From the company's Companies House record.

Company number
01630491
Company status
Active
Company type
Public limited company
Incorporated
21 April 1982 (44 years old)
Registered office
Novuna House, Thorpe Road, Staines-Upon-Thames, TW18 3HP, England
Nature of business
  • Financial leasing (SIC 64910)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Factoring (SIC 64992)

Current directors and secretaries

Name Role Born Appointed
Robert Douglas Gordon Director Oct 1961 1 Oct 2006
Alan Renatus Frederick Hughes Director Jul 1951 1 Feb 2017
Sian Herbert Director Dec 1965 1 Aug 2022
David Gavin Corbitt Director Jul 1980 17 Apr 2025
Hiroshi Ikebe Director Dec 1964 1 Apr 2026
John Nathaniel Mcdowall Sims Secretary Not published 31 Oct 2001

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (7)
  • 0161 531 7146
  • 01723 624015
  • 020 8058 3295
  • 020 8123 6563
  • 020 8144 0609
  • 0333 303 1477
  • 07520 639820
Fake email addresses (6)
  • custemerloanapproved@gmail.com
  • hitachiloans@protonmail.com
  • loanapproved026@gmail.com
  • loanhelplineteam@gmail.com
  • novunateamsupprt@gmail.com
  • steamfinancehelplineuk@gmail.com
Fake websites (2)
  • steamfinance.online
  • steamfinance.site
The 3 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (11 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Debt Adjusting
  • Debt-collecting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Hitachi Capital (UK) PLC

Names it no longer trades under

This firm has retired 44 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Besavvi
  • Besavvi loans
  • CM+
  • CM2
  • CMPlus
  • CreditMaster+
  • CreditMaster2
  • CreditMasterPlus
  • European Vendor Solutions
  • Hitachi Capital
  • Hitachi Capital Agricultural Finance
  • Hitachi Capital Asset Finance
  • Hitachi Capital Business Finance
  • Hitachi Capital Car Solutions
  • Hitachi Capital Commercial Vehicle Solutions
  • Hitachi Capital Consumer Finance
  • Hitachi Capital Driving Instructor Solutions
  • Hitachi Capital European Vendor Solutions
  • Hitachi Capital Franchise Finance
  • Hitachi Capital Invoice Finance
  • Hitachi Capital Motor Finance
  • Hitachi Capital Retail Finance
  • Hitachi Capital Vehicle Solutions
  • Hitachi Car Loans
  • Hitachi Home Improvement Loans
  • Hitachi Leisure Loans
  • Hitachi Loans
  • Hitachi Personal Finance
  • Hitachi Personal Loans
  • Hitachi PF
  • Hitachi Wedding Loans
  • HPF
  • Savvi
  • Savvi Car Loans
  • Savvi from Hitachi Capital
  • Savvi Holiday Loans
  • Savvi Home Improvement Loans
  • Savvi Loans
  • Savvi Motor Loans
  • Savvi Travel Loans
  • Savvi Wedding Loans
  • Think Again
  • www.creditmaster2.co.uk
  • www.creditmaster3.co.uk

Complaints record

In January–June 2025, the Financial Ombudsman Service received 484 new complaints about this firm, and upheld 31% of the ones it decided.

That is about typical: the median across the firms the Ombudsman reports on is 31%.

  • Banking and credit 484

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Mitsubishi HC Capital UK PLC FCA authorised?
Yes, Mitsubishi HC Capital UK PLC (FRN 704348) is authorised by the FCA to carry out regulated activities.
Is my money safe with Mitsubishi HC Capital UK?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mitsubishi HC Capital UK to the Financial Ombudsman Service, free of charge.
Is Mitsubishi HC Capital UK a scam or clone?
Mitsubishi HC Capital UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mitsubishi HC Capital UK's Firm Reference Number (FRN)?
Mitsubishi HC Capital UK's FRN is 704348. You can verify it on the FCA register.