Money Advice Trust

Reference number: 618928

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Business Debtline
  • National Debtline
  • wiseradviser

Company details

From the company's Companies House record.

Company number
04741583
Company status
Active
Company type
Private company limited by guarantee
Incorporated
23 April 2003 (23 years old)
Registered office
Tricorn House, Hagley Road, Birmingham, B16 8TP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Laurence Edward Burgess Director Dec 1956 1 Sep 2019
Sarah Ruth Desai Director Mar 1976 1 Dec 2022
Christine Hayes Director Apr 1950 17 Jul 2023
Zitah Mcmillan-Ward Director Jun 1971 16 Aug 2023
Alexandra Meagher Director Nov 1985 16 Aug 2023
Adam Khan Director Sep 1979 16 Aug 2023
Mark Allison Director May 1968 1 Jan 2024
Penelope Jane Clarke Director Mar 1977 25 Sep 2025
Thomas Richard Hamilton Reddy Director Oct 1977 25 Sep 2025

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 0161 359 5796
Fake email addresses (1)
  • ivacustomerservices@outlook.com
Fake websites (2)
  • nationaldebthelpline.org
  • nationaldebthelpline.org.uk
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

Limits on what they may do

  • Cannot hold or control client money
    The firm cannot hold or control client money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • CASHflow
  • My Money Steps

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Common questions

Frequently asked questions

Is Money Advice Trust FCA authorised?
Yes, Money Advice Trust (FRN 618928) is authorised by the FCA to carry out regulated activities.
Is my money safe with Money Advice Trust?
Protection depends on which product you hold and how Money Advice Trust handles your money, so check the specific product before you commit. You can also refer complaints about Money Advice Trust to the Financial Ombudsman Service, free of charge.
Is Money Advice Trust a scam or clone?
Money Advice Trust is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Money Advice Trust's Firm Reference Number (FRN)?
Money Advice Trust's FRN is 618928. You can verify it on the FCA register.