Money Service Business Limited

Reference number: 1048252

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Swoop Finance Limited Reference number: 936513 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Money Service Business Limited (FRN 1048252) is an AR of Swoop Finance Limited (FRN 936513). When you use Money Service Business's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Money Service Business, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • MSB Finance
  • MSB FX

Company details

From the company's Companies House record.

Company number
14947607
Company status
Active
Company type
Private limited company
Incorporated
20 June 2023 (3 years old)
Registered office
4 City Road, London, EC1Y 2AA, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Lily Budd Director Jul 1994 20 Jun 2023
Jaycob Durham Ball Director Jun 1993 23 Aug 2024
Samuel George Macionis Director Dec 1992 23 Aug 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Swoop Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Money Service Business Limited FCA authorised?
Money Service Business Limited (FRN 1048252) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Money Service Business?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Money Service Business Limited (FRN 1048252) is an AR of Swoop Finance Limited (FRN 936513). When you use Money Service Business's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Money Service Business, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Money Service Business?
Protection works through Swoop Finance Limited, the principal firm responsible for Money Service Business's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Money Service Business a scam or clone?
Money Service Business is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Money Service Business's Firm Reference Number (FRN)?
Money Service Business's FRN is 1048252. You can verify it on the FCA register.