Moneysavingexpert.com Limited

Reference number: 587302

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Scammers have impersonated this firm. The FCA has published 3 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TrueLayer Limited Reference number: 901096 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Moneysavingexpert.com Limited (FRN 587302) is an AR of TrueLayer Limited (FRN 901096). When you use Moneysavingexpert.com's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Moneysavingexpert.com, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • MoneySavingExpert

Company details

From the company's Companies House record.

Company number
08021764
Company status
Active
Company type
Private limited company
Incorporated
5 April 2012 (14 years old)
Registered office
One Dean Street, London, W1D 3RB, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Peter Bernard Duffy Director Jun 1966 1 Sep 2020
Niall James Mcbride Director Mar 1979 20 Feb 2023
Victoria Louise Hands Secretary Not published 27 Feb 2026

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

The 3 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through TrueLayer Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Precis (2766) Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Moneysavingexpert

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Common questions

Frequently asked questions

Is Moneysavingexpert.com Limited FCA authorised?
Moneysavingexpert.com Limited (FRN 587302) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Moneysavingexpert.com?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Moneysavingexpert.com Limited (FRN 587302) is an AR of TrueLayer Limited (FRN 901096). When you use Moneysavingexpert.com's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Moneysavingexpert.com, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Moneysavingexpert.com?
Protection works through TrueLayer Limited, the principal firm responsible for Moneysavingexpert.com's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Moneysavingexpert.com a scam or clone?
Moneysavingexpert.com is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Moneysavingexpert.com's Firm Reference Number (FRN)?
Moneysavingexpert.com's FRN is 587302. You can verify it on the FCA register.