Moray Chamber of Commerce

Reference number: 514436

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Moray Chamber of Commerce (FRN 514436) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Moray Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from Moray Chamber of Commerce itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC221028
Company status
Active
Company type
Private company limited by guarantee
Incorporated
9 July 2001 (25 years old)
Registered office
Suite 1, 141 High Street High Street, Elgin, IV30 1DS, Scotland
Nature of business
  • Activities of business and employers membership organisations (SIC 94110)

Current directors and secretaries

Name Role Born Appointed
Graham Alexander Director Sep 1973 23 May 2020
Kirsty Rachel Dagnan Director Dec 1982 26 May 2020
William Victor West Director Jan 1973 26 May 2020
Sarah Louise Medcraf Director Oct 1990 26 May 2020
Shelley Kim O'Neill Director Jan 1980 26 May 2020
David Robertson Director Sep 1974 26 May 2020
Emma Scott Director Nov 1989 26 May 2020
Sean Alan Donnelly Director Nov 1984 31 Jan 2023
Raymond James More Director Sep 1964 31 Jan 2023
Mahindhan Nadanasabapathy Director May 1977 31 Jan 2023
Rachel Jane Walters Director Apr 1973 19 Mar 2024
Jennifer Mcewan Director May 1990 19 Mar 2024
Frances Elizabeth Grant Director Aug 1988 26 Aug 2025
Henrietta Edith Matheson Talbot Director Oct 1984 26 Aug 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Moray Chamber of Commerce FCA authorised?
Moray Chamber of Commerce (FRN 514436) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Moray Chamber of Commerce?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Moray Chamber of Commerce (FRN 514436) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Moray Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from Moray Chamber of Commerce itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Moray Chamber of Commerce?
Protection works through the principal firm responsible for Moray Chamber of Commerce's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Moray Chamber of Commerce a scam or clone?
Moray Chamber of Commerce is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Moray Chamber of Commerce's Firm Reference Number (FRN)?
Moray Chamber of Commerce's FRN is 514436. You can verify it on the FCA register.