MORAY CITIZENS ADVICE BUREAU
Reference number: 617466
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Verified website
-
Verified phone number
-
Verified address
6 Moss Street, Elgin, Moray, IV30 1LU, United Kingdom
Company details
From the company's Companies House record.
- Company number
- SC119038
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 14 July 1989 (37 years old)
- Registered office
- 6 Moss Street, Elgin, Morayshire, IV30 1LU
- Nature of business
-
- Other social work activities without accommodation not elsewhere classified (SIC 88990)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Arthur Edward Coutts | Director | Jul 1944 | 18 Jul 2007 |
| Daniel Ralph | Director | Apr 1956 | 1 Nov 2013 |
| Moira Grant | Director | Mar 1959 | 15 Oct 2015 |
| Brian Rudolf Johnston | Director | Jun 1955 | 16 Nov 2017 |
| Monika Niemiec | Director | Jul 1980 | 27 Jul 2021 |
| Ewan Paton Wallace | Director | Dec 1958 | 17 Nov 2021 |
| Ian Disotto | Director | Sep 1953 | 26 Jan 2023 |
| Lorna Crombie | Director | May 1961 | 26 Sep 2024 |
| Alfred Stuart Jebb | Director | Nov 1953 | 2 Apr 2025 |
| James Workman | Director | Dec 1948 | 29 Jan 2026 |
| Kelly Elizabeth Donnachie | Secretary | Not published | 31 Oct 2025 |
The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)
Activities and protection
What they can do, and how you are protected
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
- Debt Adjusting
- Debt-counselling
- Providing Credit Information Services
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
Download this page as a PDF report
£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.
Instant download
Common questions