More4Business Limited

Reference number: 980294

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Prosper Protect Limited Reference number: 912838 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • More4Business Limited (FRN 980294) is an AR of Prosper Protect Limited (FRN 912838). When you use More4Business's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from More4Business, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
14124389
Company status
Active
Company type
Private limited company
Incorporated
23 May 2022 (4 years old)
Registered office
Lancaster Court, 8 Barnes Wallis Road, Fareham, PO15 5TU, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Oliver James Beamer Director Dec 1994 23 May 2022
Darren Leslie Fagan Director Feb 1980 23 May 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Prosper Protect Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • More4Insure Services

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Common questions

Frequently asked questions

Is More4Business Limited FCA authorised?
More4Business Limited (FRN 980294) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for More4Business?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. More4Business Limited (FRN 980294) is an AR of Prosper Protect Limited (FRN 912838). When you use More4Business's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from More4Business, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with More4Business?
Protection works through Prosper Protect Limited, the principal firm responsible for More4Business's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is More4Business a scam or clone?
More4Business is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is More4Business's Firm Reference Number (FRN)?
More4Business's FRN is 980294. You can verify it on the FCA register.