Morgans Independent Financial Advisers Limited

Reference number: 540610

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CHARTERHOUSE INDEPENDENT FINANCIAL ADVISORS LLP Reference number: 453778 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Morgans Independent Financial Advisers Limited (FRN 540610) is an AR of CHARTERHOUSE INDEPENDENT FINANCIAL ADVISORS LLP (FRN 453778). When you use Morgans Independent Financial Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Morgans Independent Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
07053971
Company status
Active
Company type
Private limited company
Incorporated
22 October 2009 (16 years old)
Registered office
10 Orange Street, London, WC2H 7DQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Richard David Wheeler Director Dec 1970 25 Jun 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CHARTERHOUSE INDEPENDENT FINANCIAL ADVISORS LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Morgans Independent Financial Advisers LLP

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Common questions

Frequently asked questions

Is Morgans Independent Financial Advisers Limited FCA authorised?
Morgans Independent Financial Advisers Limited (FRN 540610) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Morgans Independent Financial Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Morgans Independent Financial Advisers Limited (FRN 540610) is an AR of CHARTERHOUSE INDEPENDENT FINANCIAL ADVISORS LLP (FRN 453778). When you use Morgans Independent Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Morgans Independent Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Morgans Independent Financial Advisers?
Protection works through CHARTERHOUSE INDEPENDENT FINANCIAL ADVISORS LLP, the principal firm responsible for Morgans Independent Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Morgans Independent Financial Advisers a scam or clone?
Morgans Independent Financial Advisers is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Morgans Independent Financial Advisers's Firm Reference Number (FRN)?
Morgans Independent Financial Advisers's FRN is 540610. You can verify it on the FCA register.