Morlaix Limited

Reference number: 536801

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Morlaix Limited (FRN 536801) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use Morlaix's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Morlaix, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
MORLAIX LTD
Company number
07221151
Company status
Active
Company type
Private limited company
Incorporated
13 April 2010 (16 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Gerard Francis Dixon Director Apr 1970 9 Nov 2010

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Ged Dixon Independent Financial Adviser

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Ged Dixon

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Common questions

Frequently asked questions

Is Morlaix Limited FCA authorised?
Morlaix Limited (FRN 536801) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Morlaix?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Morlaix Limited (FRN 536801) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use Morlaix's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Morlaix, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Morlaix?
Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for Morlaix's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Morlaix a scam or clone?
Morlaix is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Morlaix's Firm Reference Number (FRN)?
Morlaix's FRN is 536801. You can verify it on the FCA register.