Mortgage 90 Ltd

Reference number: 1005313

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage 90 Ltd (FRN 1005313) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Mortgage 90's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage 90, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
14539975
Company status
Active
Company type
Private limited company
Incorporated
14 December 2022 (3 years old)
Registered office
3 Victoria Parade, Urmston, Manchester, M41 9BP, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Jake Thomas Wilkes Director Sep 1997 14 Dec 2022
Keith Wilkes Director Jun 1965 14 Dec 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mortgage 90 Ltd FCA authorised?
Mortgage 90 Ltd (FRN 1005313) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage 90?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage 90 Ltd (FRN 1005313) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Mortgage 90's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage 90, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mortgage 90?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Mortgage 90's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mortgage 90 a scam or clone?
Mortgage 90 is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mortgage 90's Firm Reference Number (FRN)?
Mortgage 90's FRN is 1005313. You can verify it on the FCA register.