Mortgage Advice Exchange Ltd

Reference number: 930082

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Advice Exchange Ltd (FRN 930082) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Mortgage Advice Exchange, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0131 524 9797

  • Verified address

    Claremont House, 130 East Claremont Street, Edinburgh, Midlothian, EH7 4LB, United Kingdom

Also trades as
  • Mortgage Advice Bureau

Company details

From the company's Companies House record.

Company number
SC654168
Company status
Active
Company type
Private limited company
Incorporated
10 February 2020 (6 years old)
Registered office
130 East Claremont Street, Edinburgh, EH7 4LB, Scotland
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Current directors and secretaries

Name Role Born Appointed
Kenneth Alexander Mcewan Director Aug 1961 10 Feb 2020
James Paul Milne Director Nov 1979 29 May 2026
Daine Elizabeth Mcewan Secretary Not published 10 Feb 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mortgage Advice Exchange Ltd FCA authorised?
Mortgage Advice Exchange Ltd (FRN 930082) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Advice Exchange?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Advice Exchange Ltd (FRN 930082) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Mortgage Advice Exchange, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mortgage Advice Exchange?
Protection works through the principal firm responsible for Mortgage Advice Exchange's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mortgage Advice Exchange a scam or clone?
Mortgage Advice Exchange is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mortgage Advice Exchange's Firm Reference Number (FRN)?
Mortgage Advice Exchange's FRN is 930082. You can verify it on the FCA register.