Mortgage & Financial Planning (Wells) Ltd

Reference number: 626964

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage & Financial Planning (Wells) Ltd (FRN 626964) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Mortgage & Financial Planning (Wells), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01749 672883

  • Verified address

    10 Jocelyn Drive, Wells, Somerset, BA5 2EW, United Kingdom

Company details

From the company's Companies House record.

Company number
08871455
Company status
Active
Company type
Private limited company
Incorporated
31 January 2014 (12 years old)
Registered office
10 Jocelyn Drive, Wells, BA5 2EW, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Robert O'Malley-White Director Dec 1945 31 Jan 2014
Lynne Joy O'Malley-White Director Oct 1949 14 Sep 2016
Lynne Joy O'Malley-White Secretary Not published 30 Sep 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mortgage & Financial Planning (Wells) Ltd FCA authorised?
Mortgage & Financial Planning (Wells) Ltd (FRN 626964) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage & Financial Planning (Wells)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage & Financial Planning (Wells) Ltd (FRN 626964) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Mortgage & Financial Planning (Wells), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mortgage & Financial Planning (Wells)?
Protection works through the principal firm responsible for Mortgage & Financial Planning (Wells)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mortgage & Financial Planning (Wells) a scam or clone?
Mortgage & Financial Planning (Wells) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mortgage & Financial Planning (Wells)'s Firm Reference Number (FRN)?
Mortgage & Financial Planning (Wells)'s FRN is 626964. You can verify it on the FCA register.