Mortgage Gold LTD

Reference number: 955181

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Gold LTD (FRN 955181) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mortgage Gold's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Gold, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13282538
Company status
Active
Company type
Private limited company
Incorporated
22 March 2021 (5 years old)
Registered office
1 Queen Square, Bath, BA1 2HA, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Guy Bradley James Maloney Director Apr 1988 22 Mar 2021
Clarissa Giovanna Bellavia Director Apr 1994 19 Aug 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mortgage Gold LTD FCA authorised?
Mortgage Gold LTD (FRN 955181) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Gold?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Gold LTD (FRN 955181) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mortgage Gold's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Gold, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mortgage Gold?
Protection works through The Right Mortgage Limited, the principal firm responsible for Mortgage Gold's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mortgage Gold a scam or clone?
Mortgage Gold is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mortgage Gold's Firm Reference Number (FRN)?
Mortgage Gold's FRN is 955181. You can verify it on the FCA register.