Mortgage Servicing Company Ltd

Reference number: 457695

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

INDEPENDENT FINANCIAL SERVICES 4 YOU LIMITED Reference number: 518498 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Servicing Company Ltd (FRN 457695) is an AR of INDEPENDENT FINANCIAL SERVICES 4 YOU LIMITED (FRN 518498). When you use Mortgage Servicing Company's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Servicing Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0872 045 4187

  • Verified address

    Suite 2, 6 Union Road, Chippenham, Wiltshire, SN15 1HW, United Kingdom

Also trades as
  • MSC

Company details

From the company's Companies House record.

Company name
THE MORTGAGE SERVICING COMPANY LIMITED
Company number
05417198
Company status
Active
Company type
Private limited company
Incorporated
7 April 2005 (21 years old)
Registered office
Suite 2 6 Union Road, Chippenham, Wilts, SN15 1HW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Robert Lawrence Vigor Hardwicke Director May 1967 31 Oct 2006

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through INDEPENDENT FINANCIAL SERVICES 4 YOU LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • MCS
  • The Mortgage Managers

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Mortgage Servicing Company Ltd FCA authorised?
Mortgage Servicing Company Ltd (FRN 457695) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Servicing Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Servicing Company Ltd (FRN 457695) is an AR of INDEPENDENT FINANCIAL SERVICES 4 YOU LIMITED (FRN 518498). When you use Mortgage Servicing Company's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Servicing Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mortgage Servicing Company?
Protection works through INDEPENDENT FINANCIAL SERVICES 4 YOU LIMITED, the principal firm responsible for Mortgage Servicing Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mortgage Servicing Company a scam or clone?
Mortgage Servicing Company is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mortgage Servicing Company's Firm Reference Number (FRN)?
Mortgage Servicing Company's FRN is 457695. You can verify it on the FCA register.