Mortgages 4U (Cheshire) Ltd

Reference number: 600991

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgages 4U (Cheshire) Ltd (FRN 600991) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Mortgages 4U (Cheshire), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01925 604353

  • Verified address

    9 Poplar Vale, Crowton, Northwich, Cheshire, CW8 2WB, United Kingdom

Company details

From the company's Companies House record.

Company name
MORTGAGES4U(CHESHIRE) LIMITED
Company number
13035020
Company status
Active
Company type
Private limited company
Incorporated
20 November 2020 (5 years old)
Registered office
9 Poplar Vale, Crowton, Northwich, CW8 2WB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Andrew Thorley Director Feb 1961 20 Nov 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Andrew Thorley

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Common questions

Frequently asked questions

Is Mortgages 4U (Cheshire) Ltd FCA authorised?
Mortgages 4U (Cheshire) Ltd (FRN 600991) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgages 4U (Cheshire)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgages 4U (Cheshire) Ltd (FRN 600991) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Mortgages 4U (Cheshire), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mortgages 4U (Cheshire)?
Protection works through the principal firm responsible for Mortgages 4U (Cheshire)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mortgages 4U (Cheshire) a scam or clone?
Mortgages 4U (Cheshire) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mortgages 4U (Cheshire)'s Firm Reference Number (FRN)?
Mortgages 4U (Cheshire)'s FRN is 600991. You can verify it on the FCA register.