Mortgages Etc Ltd

Reference number: 445967

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Chande IFA

Company details

From the company's Companies House record.

Company number
04985940
Company status
Active
Company type
Private limited company
Incorporated
5 December 2003 (22 years old)
Registered office
The Granary, 50 Barton Road, Worsley, Manchester, M28 2EB, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Bhavesh Chande Director Apr 1970 5 Dec 2003
Stephanie Jane Chande Director Mar 1971 1 Jan 2025
Stephanie Jane Chande Secretary Not published 5 Dec 2003

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Chande Independent Financial Advisers Limited

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Common questions

Frequently asked questions

Is Mortgages Etc Ltd FCA authorised?
Yes, Mortgages Etc Ltd (FRN 445967) is authorised by the FCA to carry out regulated activities.
Is my money safe with Mortgages Etc?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgages Etc to the Financial Ombudsman Service, free of charge.
Is Mortgages Etc a scam or clone?
Mortgages Etc is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mortgages Etc's Firm Reference Number (FRN)?
Mortgages Etc's FRN is 445967. You can verify it on the FCA register.