MORTGAGES RE-MORTGAGES LIMITED

Reference number: 307051

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
04885628
Company status
Active
Company type
Private limited company
Incorporated
3 September 2003 (22 years old)
Registered office
34 Stoops Road, Doncaster, DN4 7ES, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Stephen Kerrigan Director May 1970 3 Sep 2003
Stephen Kerrigan Secretary Not published 3 Sep 2003

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Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

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Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 public censure in 2009. This is part of the official register record and is worth reviewing before going ahead.

  • Publicly censured on 23 March 2009
    On 23 March 2009, the FSA issued a public censure against Mortgages Remortgages for failing to comply with Principle 9 of the FSA's Principles for Businesses and FSA Rules. These breaches relate to Mortgages Remortgages' deficiencies in connection with the operation of its mortgage sales process. Mortgages Remortgages is a small mortgage broker, and has been regulated by the FSA since 31 October 2004. Its authorised business also includes advising on and arranging insurance contracts. The FSA's Small Firm's Division (SFD) visited Mortgages Remortgages as part of its thematic work on the sale of self certification mortgage products in August 2007. The visit identified a number of concerns relating to Mortgages Remortgages' practices; and its systems and controls. This suggested that, amongst other things, it was failing to ensure the suitability of its advice and the matter was referred to the FSA's Enforcement Division (Enforcement) in January 2008. The investigation established that Mortgages Remortgages failed to demonstrate that it had taken reasonable steps to ensure the suitability of its advice in accordance with Principle 9 in that it failed to gather and record sufficient personal and financial information about its customers to demonstrate the suitability of, and the reasons for, its recommendations. In particular, Mortgages Remortgages failed to make appropriate enquiries about customers' income, expenditure, credit history and debt position, for it to properly assess the affordability of its recommendations. By Executive Stage settlement, Mortgages Remortgages is publicly censured. The FSA considered that the failings would have warranted a financial penalty of £20,000 were it not for the financial position of the firm. The Firm has also agreed to carry out a customer contact and remediation exercise.

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Common questions

Frequently asked questions

Is MORTGAGES RE-MORTGAGES LIMITED FCA authorised?
Yes, MORTGAGES RE-MORTGAGES LIMITED (FRN 307051) is authorised by the FCA to carry out regulated activities.
Is my money safe with MORTGAGES RE-MORTGAGES?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about MORTGAGES RE-MORTGAGES to the Financial Ombudsman Service, free of charge.
Is MORTGAGES RE-MORTGAGES a scam or clone?
MORTGAGES RE-MORTGAGES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is MORTGAGES RE-MORTGAGES's Firm Reference Number (FRN)?
MORTGAGES RE-MORTGAGES's FRN is 307051. You can verify it on the FCA register.