MPB Financial Planning Ltd

Reference number: 595269

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MPB Financial Planning Ltd (FRN 595269) is an AR of H & D WEALTH LIMITED (FRN 133893). When you use MPB Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MPB Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01732 847276

  • Verified address

    Park House, Park Farm, Ditton, Aylesford, ME20 6SN, United Kingdom

Company details

From the company's Companies House record.

Company name
MPB FINANCIAL PLANNING LIMITED
Company number
05544929
Company status
Active
Company type
Private limited company
Incorporated
24 August 2005 (20 years old)
Registered office
76 Glebe Lane, Barming, Maidstone, Kent, ME16 9BD
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
William James Green Director Dec 1983 18 Mar 2026
Andrew John Nunn Director Jul 1961 21 Apr 2026

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through H & D WEALTH LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is MPB Financial Planning Ltd FCA authorised?
MPB Financial Planning Ltd (FRN 595269) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MPB Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MPB Financial Planning Ltd (FRN 595269) is an AR of H & D WEALTH LIMITED (FRN 133893). When you use MPB Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MPB Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with MPB Financial Planning?
Protection works through H & D WEALTH LIMITED, the principal firm responsible for MPB Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is MPB Financial Planning a scam or clone?
MPB Financial Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is MPB Financial Planning's Firm Reference Number (FRN)?
MPB Financial Planning's FRN is 595269. You can verify it on the FCA register.