Mr D Lamb t/as DEK Claims

Reference number: 985662

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mr D Lamb t/as DEK Claims (FRN 985662) is an AR of TIMMINS WHITTAKER LIMITED (FRN 137325). When you use Mr D Lamb t/as DEK Claims's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mr D Lamb t/as DEK Claims, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0121 421 1204

  • Verified address

    35 Dwellings Lane, Quinton, Birmingham, West Midlands, B32 1RJ, United Kingdom

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through TIMMINS WHITTAKER LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mr D Lamb t/as DEK Claims FCA authorised?
Mr D Lamb t/as DEK Claims (FRN 985662) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mr D Lamb t/as DEK Claims?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mr D Lamb t/as DEK Claims (FRN 985662) is an AR of TIMMINS WHITTAKER LIMITED (FRN 137325). When you use Mr D Lamb t/as DEK Claims's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mr D Lamb t/as DEK Claims, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mr D Lamb t/as DEK Claims?
Protection works through TIMMINS WHITTAKER LIMITED, the principal firm responsible for Mr D Lamb t/as DEK Claims's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mr D Lamb t/as DEK Claims a scam or clone?
Mr D Lamb t/as DEK Claims is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mr D Lamb t/as DEK Claims's Firm Reference Number (FRN)?
Mr D Lamb t/as DEK Claims's FRN is 985662. You can verify it on the FCA register.