Mr Suresh Kumar Sabharwal

Mr Suresh Kumar Sabharwal (FRN 595948) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mr Suresh Kumar Sabharwal (FRN 595948) is an AR of Campbells Insurance Consultants Limited (FRN 307674). When you use Mr Suresh Kumar Sabharwal's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mr Suresh Kumar Sabharwal, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Protection works through Campbells Insurance Consultants Limited, the principal firm responsible for Mr Suresh Kumar Sabharwal's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Mr Suresh Kumar Sabharwal is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.

Mr Suresh Kumar Sabharwal's FRN is 595948. You can verify it on the FCA register.