Mrs RH Taylor & Mrs RJ Sowray

Reference number: 449176

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Introducer appointed representative

Mrs RH Taylor & Mrs RJ Sowray can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Mrs RH Taylor & Mrs RJ Sowray (FRN 449176) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Mrs RH Taylor & Mrs RJ Sowray.
  • Example: if Mrs RH Taylor & Mrs RJ Sowray refers you to a financial adviser, the advice should come from the principal firm, not from Mrs RH Taylor & Mrs RJ Sowray itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01423 772828

  • Verified address

    Reynard Crag Park, Reynard Crag Lane, High Birstwith, Harrogate, North Yorkshire, HG3 2JQ, United Kingdom

Also trades as
  • Reynard Crag Park

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Mrs R H & Mis R J Gibson
  • Reynard Crag Park

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Common questions

Frequently asked questions

Is Mrs RH Taylor & Mrs RJ Sowray FCA authorised?
Mrs RH Taylor & Mrs RJ Sowray (FRN 449176) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Mrs RH Taylor & Mrs RJ Sowray?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mrs RH Taylor & Mrs RJ Sowray (FRN 449176) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Mrs RH Taylor & Mrs RJ Sowray. Example: if Mrs RH Taylor & Mrs RJ Sowray refers you to a financial adviser, the advice should come from the principal firm, not from Mrs RH Taylor & Mrs RJ Sowray itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mrs RH Taylor & Mrs RJ Sowray?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Mrs RH Taylor & Mrs RJ Sowray's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mrs RH Taylor & Mrs RJ Sowray a scam or clone?
Mrs RH Taylor & Mrs RJ Sowray is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mrs RH Taylor & Mrs RJ Sowray's Firm Reference Number (FRN)?
Mrs RH Taylor & Mrs RJ Sowray's FRN is 449176. You can verify it on the FCA register.