Mrs Sheila Lodge, Mr Jake Lodge and Mrs Sue Lodge

Reference number: 413855

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Appointed representative

the Lodge partnership does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mrs Sheila Lodge, Mr Jake Lodge and Mrs Sue Lodge (FRN 413855) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use the Lodge partnership's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from the Lodge partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Sunningcrest Caravan Park

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • C & Mrs S Lodge and J & Mrs S Lodge
  • Sunningcrest Caravan Park

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Common questions

Frequently asked questions

Is Mrs Sheila Lodge, Mr Jake Lodge and Mrs Sue Lodge FCA authorised?
Mrs Sheila Lodge, Mr Jake Lodge and Mrs Sue Lodge (FRN 413855) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for the Lodge partnership?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mrs Sheila Lodge, Mr Jake Lodge and Mrs Sue Lodge (FRN 413855) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use the Lodge partnership's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from the Lodge partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with the Lodge partnership?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for the Lodge partnership's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is the Lodge partnership a scam or clone?
the Lodge partnership is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is the Lodge partnership's Firm Reference Number (FRN)?
the Lodge partnership's FRN is 413855. You can verify it on the FCA register.