MSL LEGAL EXPENSES LTD

Reference number: 311676

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • MSL

Company details

From the company's Companies House record.

Company number
02210857
Company status
Active
Company type
Private limited company
Incorporated
14 January 1988 (38 years old)
Registered office
5400 Lakeside Cheadle Royal Business Park, Cheadle, SK8 3GQ, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Nicholas David Garner Director Sep 1978 1 Jan 2006
Anthony Scott Hughes Director Dec 1967 1 Jul 2015
Deven Thakrar Director May 1965 13 May 2019
David Anthony Ross Director Jul 1963 1 Jul 2020
Elaine Valerie Parkes Director Mar 1966 17 Jan 2025
Lucy Ashmore Director Mar 1982 10 Oct 2025
Serena Angela Garner Secretary Not published 25 Jul 2013

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Seeking out, referrals and identification of claims or potential claims (personal injury claim; financial services or financial product claim; housing disrepair claim; claim for a specified benefit; criminal injury claim; employment related claim)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Motorist Services Ltd
  • MSL Legal Expenses Insurance Limited

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Msl
  • MSL Group
  • MSL Medical Reporting
  • Opsium

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Common questions

Frequently asked questions

Is MSL LEGAL EXPENSES LTD FCA authorised?
Yes, MSL LEGAL EXPENSES LTD (FRN 311676) is authorised by the FCA to carry out regulated activities.
Is my money safe with MSL LEGAL EXPENSES?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about MSL LEGAL EXPENSES to the Financial Ombudsman Service, free of charge.
Is MSL LEGAL EXPENSES a scam or clone?
MSL LEGAL EXPENSES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is MSL LEGAL EXPENSES's Firm Reference Number (FRN)?
MSL LEGAL EXPENSES's FRN is 311676. You can verify it on the FCA register.