Mullar Financial Limited

Reference number: 1055244

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mullar Financial Limited (FRN 1055244) is an AR of ValidPath Limited (FRN 197107). When you use Mullar Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mullar Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
16873028
Company status
Active
Company type
Private limited company
Incorporated
25 November 2025 (less than a year old)
Registered office
Stapeley House, London Road, Nantwich, Cheshire, CW5 7JW, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Laurence Charles Francis Tunnicliffe Director May 1967 25 Nov 2025
Robert Stone Director Mar 1982 13 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Mullar Financial Limited FCA authorised?
Mullar Financial Limited (FRN 1055244) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mullar Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mullar Financial Limited (FRN 1055244) is an AR of ValidPath Limited (FRN 197107). When you use Mullar Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mullar Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Mullar Financial?
Protection works through ValidPath Limited, the principal firm responsible for Mullar Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Mullar Financial a scam or clone?
Mullar Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Mullar Financial's Firm Reference Number (FRN)?
Mullar Financial's FRN is 1055244. You can verify it on the FCA register.