My Health First Ltd

My Health First Ltd (FRN 1040604) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. My Health First Ltd (FRN 1040604) is an AR of Clarity Insurance Services Limited (FRN 919083). When you use My Health First's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from My Health First, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Protection works through Clarity Insurance Services Limited, the principal firm responsible for My Health First's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

My Health First is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.

My Health First's FRN is 1040604. You can verify it on the FCA register.