N. S. WIBBERLEY FUNERALS LTD

Reference number: 844132

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • N. S. WIBBERLEY FUNERALS LTD (FRN 844132) is an AR of Golden Charter Limited (FRN 965279). When you use N. S. WIBBERLEY FUNERALS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from N. S. WIBBERLEY FUNERALS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • HeritageStone Memorials
  • S. Wibberley Funerals

Company details

From the company's Companies House record.

Company number
11504891
Company status
Active
Company type
Private limited company
Incorporated
7 August 2018 (8 years old)
Registered office
280 High Street, Beckenham, BR3 1DY, England
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Rachael Beatrice Pereira Director Oct 1994 7 Aug 2018
Nicholas Selwyn Wibberley Director Mar 1992 7 Aug 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is N. S. WIBBERLEY FUNERALS LTD FCA authorised?
N. S. WIBBERLEY FUNERALS LTD (FRN 844132) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for N. S. WIBBERLEY FUNERALS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. N. S. WIBBERLEY FUNERALS LTD (FRN 844132) is an AR of Golden Charter Limited (FRN 965279). When you use N. S. WIBBERLEY FUNERALS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from N. S. WIBBERLEY FUNERALS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with N. S. WIBBERLEY FUNERALS?
Protection works through Golden Charter Limited, the principal firm responsible for N. S. WIBBERLEY FUNERALS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is N. S. WIBBERLEY FUNERALS a scam or clone?
N. S. WIBBERLEY FUNERALS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is N. S. WIBBERLEY FUNERALS's Firm Reference Number (FRN)?
N. S. WIBBERLEY FUNERALS's FRN is 844132. You can verify it on the FCA register.