NACO Finance Limited

Reference number: 730538

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01255 820321

  • Verified address

    37 Clacton Road, St. Osyth, Clacton-on-Sea, Essex, CO16 8PA, United Kingdom

Company details

From the company's Companies House record.

Company number
05225293
Company status
Active
Company type
Private limited company
Incorporated
8 September 2004 (21 years old)
Registered office
37 Clacton Road, Leisurefame House, St. Osyth, Essex, CO16 8PA, United Kingdom
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Current directors and secretaries

Name Role Born Appointed
Terence William John O'Dell Director Oct 1947 28 Nov 2005
Stephen Peter Munro Director Mar 1958 11 Feb 2016
Brian Charles Peaper Director Jun 1947 26 May 2016
Stephen Peter Munro Secretary Not published 28 Nov 2005

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is NACO Finance Limited FCA authorised?
Yes, NACO Finance Limited (FRN 730538) is authorised by the FCA to carry out regulated activities.
Is my money safe with NACO Finance?
Protection depends on which product you hold and how NACO Finance handles your money, so check the specific product before you commit. You can also refer complaints about NACO Finance to the Financial Ombudsman Service, free of charge.
Is NACO Finance a scam or clone?
NACO Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is NACO Finance's Firm Reference Number (FRN)?
NACO Finance's FRN is 730538. You can verify it on the FCA register.