Naco Services Ltd

Reference number: 406468

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

NIMMO'S OF CLACTON LIMITED Reference number: 306290 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Naco Services Ltd (FRN 406468) is an AR of NIMMO'S OF CLACTON LIMITED (FRN 306290). When you use Naco Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Naco Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
NACO SERVICES LIMITED
Company number
03181358
Company status
Active
Company type
Private limited company
Incorporated
2 April 1996 (30 years old)
Registered office
37 Clacton Road, Leisurefame House, St. Osyth, Essex, CO16 8PA, United Kingdom
Nature of business
  • Activities of other membership organisations not elsewhere classified (SIC 94990)

Current directors and secretaries

Name Role Born Appointed
Terence William John Odell Director Oct 1947 14 Apr 1998
Rian Bradley Clayton Odell Director Oct 1980 1 Nov 2012
Stephen Peter Munro Director Mar 1958 11 Feb 2016
Daniel James Ellacott Director Sep 1979 21 Feb 2026
Stephen Peter Munro Secretary Not published 2 Apr 1996

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through NIMMO'S OF CLACTON LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Naco Services Ltd FCA authorised?
Naco Services Ltd (FRN 406468) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Naco Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Naco Services Ltd (FRN 406468) is an AR of NIMMO'S OF CLACTON LIMITED (FRN 306290). When you use Naco Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Naco Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Naco Services?
Protection works through NIMMO'S OF CLACTON LIMITED, the principal firm responsible for Naco Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Naco Services a scam or clone?
Naco Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Naco Services's Firm Reference Number (FRN)?
Naco Services's FRN is 406468. You can verify it on the FCA register.