Napier Sterling Wealth Limited

Reference number: 986216

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

OPUS Independent Financial Planning Limited Reference number: 529492 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Napier Sterling Wealth Limited (FRN 986216) is an AR of OPUS Independent Financial Planning Limited (FRN 529492). When you use Napier Sterling Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Napier Sterling Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    +44012123544034

  • Verified address

    10-11 Great Turnstile, London, WC1V 7JU, United Kingdom

Also trades as
  • Core Private Wealth

Company details

From the company's Companies House record.

Company number
14435971
Company status
Active
Company type
Private limited company
Incorporated
21 October 2022 (3 years old)
Registered office
10-11 Great Turnstile, London, WC1V 7JU, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Benjamin James Rees Director Mar 1982 12 Mar 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through OPUS Independent Financial Planning Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Core Professional Advisory Limited
  • Napier Private Wealth Limited

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Common questions

Frequently asked questions

Is Napier Sterling Wealth Limited FCA authorised?
Napier Sterling Wealth Limited (FRN 986216) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Napier Sterling Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Napier Sterling Wealth Limited (FRN 986216) is an AR of OPUS Independent Financial Planning Limited (FRN 529492). When you use Napier Sterling Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Napier Sterling Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Napier Sterling Wealth?
Protection works through OPUS Independent Financial Planning Limited, the principal firm responsible for Napier Sterling Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Napier Sterling Wealth a scam or clone?
Napier Sterling Wealth is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Napier Sterling Wealth's Firm Reference Number (FRN)?
Napier Sterling Wealth's FRN is 986216. You can verify it on the FCA register.