National Association of Local Councils

Reference number: 745283

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

CLEAR INSURANCE MANAGEMENT LIMITED Reference number: 307982 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • National Association of Local Councils (FRN 745283) introduces customers to CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). Any regulated advice or arranging is done by the principal, not National Association of Local Councils.
  • Example: if National Association of Local Councils refers you to a financial adviser, the advice should come from the principal firm, not from National Association of Local Councils itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • NALC

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CLEAR INSURANCE MANAGEMENT LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is National Association of Local Councils FCA authorised?
National Association of Local Councils (FRN 745283) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for National Association of Local Councils?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. National Association of Local Councils (FRN 745283) introduces customers to CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). Any regulated advice or arranging is done by the principal, not National Association of Local Councils. Example: if National Association of Local Councils refers you to a financial adviser, the advice should come from the principal firm, not from National Association of Local Councils itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with National Association of Local Councils?
Protection works through CLEAR INSURANCE MANAGEMENT LIMITED, the principal firm responsible for National Association of Local Councils's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is National Association of Local Councils a scam or clone?
National Association of Local Councils is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is National Association of Local Councils's Firm Reference Number (FRN)?
National Association of Local Councils's FRN is 745283. You can verify it on the FCA register.