Navigate Business Finance Limited

Reference number: 1000197

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

THAMES VALLEY ASSET FINANCE LIMITED Reference number: 667804 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Navigate Business Finance Limited (FRN 1000197) is an AR of THAMES VALLEY ASSET FINANCE LIMITED (FRN 667804). When you use Navigate Business Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Navigate Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
13130328
Company status
Active
Company type
Private limited company
Incorporated
13 January 2021 (5 years old)
Registered office
Wyvols Court Basingstoke Road, Swallowfield, Reading, Berkshire, RG7 1WY, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Current directors and secretaries

Name Role Born Appointed
Andrew Paul Wise Director Jun 1970 13 Jan 2021
Mark Peter Riches Director Jun 1970 16 Aug 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through THAMES VALLEY ASSET FINANCE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Navigate Business Finance Limited FCA authorised?
Navigate Business Finance Limited (FRN 1000197) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Navigate Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Navigate Business Finance Limited (FRN 1000197) is an AR of THAMES VALLEY ASSET FINANCE LIMITED (FRN 667804). When you use Navigate Business Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Navigate Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Navigate Business Finance?
Protection works through THAMES VALLEY ASSET FINANCE LIMITED, the principal firm responsible for Navigate Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Navigate Business Finance a scam or clone?
Navigate Business Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Navigate Business Finance's Firm Reference Number (FRN)?
Navigate Business Finance's FRN is 1000197. You can verify it on the FCA register.