NEO LOANS LTD

Reference number: 673521

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Alchemy Loans
  • Alchemy Money

Company details

From the company's Companies House record.

Company number
08587808
Company status
Active
Company type
Private limited company
Incorporated
27 June 2013 (13 years old)
Registered office
Devon House, 1, Chorley New Road, Bolton, BL1 4QR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Anthony John Ulph Director May 1954 27 Jun 2013
Ian Henry Matthews Director Dec 1960 20 Dec 2014
Philip Robert Byron Director Sep 1961 11 Nov 2025
Kevin Hindley Director Oct 1964 11 Nov 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Alchemy Money Limited

Names it no longer trades under

This firm has retired 6 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • 1st UK Money
  • 1st UK Mortgages
  • Debt Advice Line
  • Debtadviceline.uk
  • Jubilee 2000uk.org
  • Jubilee Finance

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Common questions

Frequently asked questions

Is NEO LOANS LTD FCA authorised?
Yes, NEO LOANS LTD (FRN 673521) is authorised by the FCA to carry out regulated activities.
Is my money safe with NEO LOANS?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about NEO LOANS to the Financial Ombudsman Service, free of charge.
Is NEO LOANS a scam or clone?
NEO LOANS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is NEO LOANS's Firm Reference Number (FRN)?
NEO LOANS's FRN is 673521. You can verify it on the FCA register.