Nest Financial Services (UK) Ltd

Reference number: 779886

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nest Financial Services (UK) Ltd (FRN 779886) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Nest Financial Services (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01706 839192

  • Verified address

    108 Rochdale Road, Todmorden, West Yorkshire, OL14 7LP, United Kingdom

Also trades as
  • Nest Financial Services

Company details

From the company's Companies House record.

Company number
10574700
Company status
Active
Company type
Private limited company
Incorporated
20 January 2017 (9 years old)
Registered office
108 Rochdale Road, Todmorden, OL14 7LP, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Abigail Greenhalgh Director Sep 1977 20 Jan 2017
Julian Mark Greenhalgh Director Nov 1968 20 Jan 2017

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Mortgages for Teachers UK
  • Protect My Nest

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Common questions

Frequently asked questions

Is Nest Financial Services (UK) Ltd FCA authorised?
Nest Financial Services (UK) Ltd (FRN 779886) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nest Financial Services (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nest Financial Services (UK) Ltd (FRN 779886) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Nest Financial Services (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Nest Financial Services (UK)?
Protection works through the principal firm responsible for Nest Financial Services (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Nest Financial Services (UK) a scam or clone?
Nest Financial Services (UK) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Nest Financial Services (UK)'s Firm Reference Number (FRN)?
Nest Financial Services (UK)'s FRN is 779886. You can verify it on the FCA register.