New Horizons Finance Limited

Reference number: 834535

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

FLUX FUNDING LIMITED Reference number: 806333 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • New Horizons Finance Limited (FRN 834535) is an AR of FLUX FUNDING LIMITED (FRN 806333). When you use New Horizons Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from New Horizons Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • new horizons
  • new horizons loans
  • The Money Shop
  • www.themoneyshop.com

Company details

From the company's Companies House record.

Company number
11757330
Company status
Active
Company type
Private limited company
Incorporated
9 January 2019 (7 years old)
Registered office
Building 3 566 Chiswick High Road, Chiswick Park, London, W4 5YA, United Kingdom
Nature of business
  • Public relations and communications activities (SIC 70210)

Current directors and secretaries

Name Role Born Appointed
James Micheal Clayton Director Apr 1980 9 Jan 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through FLUX FUNDING LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is New Horizons Finance Limited FCA authorised?
New Horizons Finance Limited (FRN 834535) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for New Horizons Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. New Horizons Finance Limited (FRN 834535) is an AR of FLUX FUNDING LIMITED (FRN 806333). When you use New Horizons Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from New Horizons Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with New Horizons Finance?
Protection works through FLUX FUNDING LIMITED, the principal firm responsible for New Horizons Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is New Horizons Finance a scam or clone?
New Horizons Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is New Horizons Finance's Firm Reference Number (FRN)?
New Horizons Finance's FRN is 834535. You can verify it on the FCA register.