NewDay Cards Ltd

Reference number: 682417

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 75 other names, search them
  • AO Finance
  • Aqua
  • Aqua Advance
  • Aquacard
  • Aqua Classic
  • Aqua Gold
  • aqua loans
  • Aqua Reward
  • Aqua Start
  • Argos
  • Argos Classic Credit Card
  • Argos Credit
  • Argos Pay
  • BIP
  • Burton Mastercard
  • Burtons Budget
  • Burton Storecard
  • Debenhams Budget
  • Debenhams Credit Card
  • Debenhams Gold Mastercard
  • Debenhams Gold Storecard
  • Debenhams Mastercard
  • Debenhams Shareholder
  • Debenhams Staff
  • Debenhams Storecard
  • Dorothy Perkins Budget
  • Dorothy Perkins Gold Mastercard
  • Dorothy Perkins Mastercard
  • Dorothy Perkins Storecard
  • Evans Budget
  • Evans Mastercard
  • Evans Storecard
  • Fluid
  • Fluid Credit Card
  • Fluid Loans
  • Fluid Mastercard
  • Harvey Nichols Credit Card
  • Harvey Nichols Store Card
  • John Lewis Credit Card
  • John Lewis Mastercard
  • John Lewis Partnership Card
  • John Lewis Partnership Credit
  • John Lewis Partnership Credit Card
  • John Lewis Thrive
  • John Lewis Thrive Credit
  • John Lewis Thrive Credit Card
  • Marbles
  • Marbles Card
  • Marbles Classic
  • marbles loans
  • Marbles Platinum
  • Marbles Start
  • Mothercare Card
  • NewDay
  • NewDay Budget
  • NewDay Credit Card
  • Newpay
  • Opus
  • Opus Black
  • Opuscard
  • Opus loans
  • Partnership Card
  • Partnership Credit Card
  • Paypal Credit Card
  • Pulse
  • Pulse Credit Card
  • Pulse Loans
  • Pulse Mastercard
  • Russell & Bromley Store Card
  • Thrive Credit Card
  • TUI Credit Card
  • TUI Mastercard
  • Wallis Gold Storecard
  • Wallis Mastercard
  • Wallis Storecard

Company details

From the company's Companies House record.

Company number
04134880
Company status
Active
Company type
Private limited company
Incorporated
3 January 2001 (25 years old)
Registered office
7 Handyside Street, London, N1C 4DA, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
John Patrick Hourican Director Jul 1970 16 Oct 2019
Anthony Alexander Godsiff Director Jul 1981 1 Apr 2026
Robert Holt Director Jan 1976 1 Apr 2026
Stuart Whitty-Lewis Secretary Not published 1 Jan 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 107 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Amazon Card
  • Amazon Classic
  • Amazon Classic Card
  • Amazon Classic Credit Card
  • Amazon Classic MasterCard
  • Amazon Credit
  • Amazon Credit Card
  • Amazon MasterCard
  • Amazon Platinum
  • Amazon Platinum Card
  • Amazon Platinum Credit Card
  • Amazon Platinum MasterCard
  • Aqua First
  • Arcadia Privilege
  • Arcadia Staff
  • Argos Classic Credit Card
  • Burton
  • Burton Cardholder Services
  • Burton Gold Mastercard
  • Burton Gold Storecard
  • Burton Personal Account
  • Debenhams
  • Debenhams Bridal
  • Debenhams Bridal Gold
  • Debenhams Cardholder Services
  • Debenhams Chairman
  • Debenhams Chairman & Privilege
  • Debenhams Colleague
  • Debenhams Finance
  • Debenhams Online Cardholder Services
  • Debenhams Personal Account
  • Debenhams Privilege
  • Dorothy Perkins
  • Dorothy Perkins Cardholder Services
  • Dorothy Perkins Gold Storecard
  • Dorothy Perkins Personal Account
  • Evans Cardholder Services
  • Evans Essentials
  • Evans Gold Mastercard
  • Evans Gold Storecard
  • Evans Personal Account
  • Frasercard Services
  • Harvey Nichols Card
  • Harvey Nichols Mastercard
  • Harvey Nichols Storecard
  • House of Fraser
  • House of Fraser Budget
  • House of Fraser Gold Mastercard
  • House of Fraser Gold Storecard
  • House of Fraser Mastercard
  • House of Fraser Staff
  • House of Fraser Storecard
  • Laura Ashley
  • Laura Ashley Gold Mastercard
  • Laura Ashley Gold Storecard
  • Laura Ashley Mastercard
  • Laura Ashley Storecard
  • Miss Selfridge
  • Miss Selfridge Budget
  • Miss Selfridge Gold Mastercard
  • Miss Selfridge Gold Storecard
  • Miss Selfridge Mastercard
  • Miss Selfridge Storecard
  • Mothercard
  • Mothercare
  • NewDay Store Card
  • Novo
  • Outfit
  • Outfit Budget
  • Outfit Gold Mastercard
  • Outfit Gold Storecard
  • Outfit Mastercard
  • Outfit Storecard
  • Paypal Card Services
  • Paypal Mastercard
  • Russell & Bromley
  • Ryanair
  • Ryanair Credit Card
  • Ryanair Mastercard
  • Seven Credit Card
  • Thomson Card
  • Thomson Credit Card
  • Topman
  • Topman Budget
  • Topman Cardholder Services
  • Topman Gold Mastercard
  • Topman Gold Storecard
  • Topman Mastercard
  • Topman Personal Account
  • Topman Storecard
  • Topshop
  • Topshop Budget
  • Topshop Cardholder Services
  • Topshop Gold Mastercard
  • Topshop Gold Store Card
  • Topshop Mastercard
  • Topshop Personal Account
  • Topshop Storecard
  • Topshop VIP Storecard
  • Unshackled
  • Unshackled.com
  • Unshackled.com Credit Account
  • Unshackled Credit Account
  • Wallis
  • Wallis Budget
  • Wallis Gold Mastercard
  • Wallis Storecard

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Common questions

Frequently asked questions

Is NewDay Cards Ltd FCA authorised?
Yes, NewDay Cards Ltd (FRN 682417) is authorised by the FCA to carry out regulated activities.
Is my money safe with NewDay Cards?
Protection depends on which product you hold and how NewDay Cards handles your money, so check the specific product before you commit. You can also refer complaints about NewDay Cards to the Financial Ombudsman Service, free of charge.
Is NewDay Cards a scam or clone?
NewDay Cards is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is NewDay Cards's Firm Reference Number (FRN)?
NewDay Cards's FRN is 682417. You can verify it on the FCA register.