NewDay Ltd

Reference number: 555318

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

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Company details

From the company's Companies House record.

Company number
07297722
Company status
Active
Company type
Private limited company
Incorporated
28 June 2010 (16 years old)
Registered office
7 Handyside Street, London, N1C 4DA, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Alison Reed Director Dec 1956 30 Oct 2012
Sanjay Sharma Director Oct 1966 29 Apr 2013
Robert Holt Director Jan 1976 21 Sep 2017
John Patrick Hourican Director Jul 1970 16 Oct 2019
Anthony Alexander Godsiff Director Jul 1981 1 Apr 2026
Stuart Whitty-Lewis Secretary Not published 1 Jan 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (5 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 4. Executing payment transactions (credit line)
  • 5. Issuing and/or acquiring of payment instruments.

Limits on what they may do

  • Restricted to Payment Services
    The firm may only carry on payment services activities

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Progressive Credit Limited

Names it no longer trades under

This firm has retired 108 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
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  • Mothercard
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  • Russell & Bromley Storecard
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Common questions

Frequently asked questions

Is NewDay Ltd FCA authorised?
Yes, NewDay Ltd (FRN 555318) is authorised by the FCA to carry out regulated activities.
Is my money safe with NewDay?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about NewDay to the Financial Ombudsman Service, free of charge.
Is NewDay a scam or clone?
NewDay is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is NewDay's Firm Reference Number (FRN)?
NewDay's FRN is 555318. You can verify it on the FCA register.