Next Level Underwriting Ltd

Reference number: 929488

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Independent Broking Solutions Limited Reference number: 312026 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Next Level Underwriting Ltd (FRN 929488) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Next Level Underwriting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Next Level Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
12682925
Company status
Active
Company type
Private limited company
Incorporated
19 June 2020 (6 years old)
Registered office
1 George Yard, 4th Floor, London, EC3V 9DF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Piers John Smith Director May 1964 19 Jun 2020
Nicholas Beresford Readings Director Jun 1952 1 Jul 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Next Level UW Ltd

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Common questions

Frequently asked questions

Is Next Level Underwriting Ltd FCA authorised?
Next Level Underwriting Ltd (FRN 929488) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Next Level Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Next Level Underwriting Ltd (FRN 929488) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Next Level Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Next Level Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Next Level Underwriting?
Protection works through Independent Broking Solutions Limited, the principal firm responsible for Next Level Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Next Level Underwriting a scam or clone?
Next Level Underwriting is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Next Level Underwriting's Firm Reference Number (FRN)?
Next Level Underwriting's FRN is 929488. You can verify it on the FCA register.