NHS (Scotland and North England) Credit Union Limited

Reference number: 213898

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Scammers have impersonated this firm. The FCA has published 3 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • NHS Credit Union

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 7537180823
  • 7537181823
Fake email addresses (3)
  • contact@benfordheritagecu.com
  • contact@wallacebraxtoncu.com
  • customercare@mn99.online
Fake websites (3)
  • benfordheritagecu.com
  • mn99.online
  • wallacebraxtoncu.com
The 3 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.

Check your FSCS cover →

Show FCA detail (7 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Glasgow NHS Employees Credit Union Limited
  • West of Scotland NHS Employees Credit Union Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • NHSCU

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Common questions

Frequently asked questions

Is NHS (Scotland and North England) Credit Union Limited FCA authorised?
Yes, NHS (Scotland and North England) Credit Union Limited (FRN 213898) is authorised by the FCA to carry out regulated activities.
Is my money safe with NHS (Scotland and North England) Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about NHS (Scotland and North England) Credit Union to the Financial Ombudsman Service, free of charge.
Is NHS (Scotland and North England) Credit Union a scam or clone?
NHS (Scotland and North England) Credit Union is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is NHS (Scotland and North England) Credit Union's Firm Reference Number (FRN)?
NHS (Scotland and North England) Credit Union's FRN is 213898. You can verify it on the FCA register.