Niche Mortgage Solutions Limited

Reference number: 1014634

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Saving Experts Limited Reference number: 779662 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Niche Mortgage Solutions Limited (FRN 1014634) is an AR of Mortgage Saving Experts Limited (FRN 779662). When you use Niche Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Niche Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07415 280656

  • Verified address

    522 South End Road, Hornchurch, Havering, RM12 5PA, United Kingdom

Company details

From the company's Companies House record.

Company number
15374326
Company status
Active
Company type
Private limited company
Incorporated
29 December 2023 (2 years old)
Registered office
Independence House, 14a Nelson Street, Southend-On-Sea, SS1 1EF, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Manisha Ghedia Director Jun 1986 29 Dec 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Mortgage Saving Experts Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Niche Mortgage Solutions Ltd

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Common questions

Frequently asked questions

Is Niche Mortgage Solutions Limited FCA authorised?
Niche Mortgage Solutions Limited (FRN 1014634) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Niche Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Niche Mortgage Solutions Limited (FRN 1014634) is an AR of Mortgage Saving Experts Limited (FRN 779662). When you use Niche Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Niche Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Niche Mortgage Solutions?
Protection works through Mortgage Saving Experts Limited, the principal firm responsible for Niche Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Niche Mortgage Solutions a scam or clone?
Niche Mortgage Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Niche Mortgage Solutions's Firm Reference Number (FRN)?
Niche Mortgage Solutions's FRN is 1014634. You can verify it on the FCA register.