Nicholas Breaks

Reference number: 813028

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Introducer appointed representative

Nicholas Breaks can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Nicholas Breaks (FRN 813028) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Nicholas Breaks refers you to a financial adviser, the advice should come from the principal firm, not from Nicholas Breaks itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • BHP Autos

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Nicholas Breaks FCA authorised?
Nicholas Breaks (FRN 813028) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Nicholas Breaks?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Nicholas Breaks (FRN 813028) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Nicholas Breaks refers you to a financial adviser, the advice should come from the principal firm, not from Nicholas Breaks itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Nicholas Breaks?
Protection works through the principal firm responsible for Nicholas Breaks's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Nicholas Breaks a scam or clone?
Nicholas Breaks is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Nicholas Breaks's Firm Reference Number (FRN)?
Nicholas Breaks's FRN is 813028. You can verify it on the FCA register.