Nicol S M Limited

Reference number: 1034546

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07375 091150

  • Verified address

    Nicol S M Limited, 2 Cedar Crescent, Hamilton, South Lanarkshire, ML3 7LW, United Kingdom

Also trades as
  • Snap-on
  • Snap-on Diagnostics
  • Snap-on Tools

Company details

From the company's Companies House record.

Company number
SC842974
Company status
Active
Company type
Private limited company
Incorporated
27 March 2025 (1 year old)
Registered office
2 Cedar Crescent, Hamilton, Lanarkshire, ML3 7LW, Scotland
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Current directors and secretaries

Name Role Born Appointed
Scott Michael Nicol Director Aug 1992 27 Mar 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Nicol S M Limited FCA authorised?
Yes, Nicol S M Limited (FRN 1034546) is authorised by the FCA to carry out regulated activities.
Is my money safe with Nicol S M?
Protection depends on which product you hold and how Nicol S M handles your money, so check the specific product before you commit. You can also refer complaints about Nicol S M to the Financial Ombudsman Service, free of charge.
Is Nicol S M a scam or clone?
Nicol S M is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Nicol S M's Firm Reference Number (FRN)?
Nicol S M's FRN is 1034546. You can verify it on the FCA register.