Nicolas Klayh Financial Services Ltd

Reference number: 914574

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nicolas Klayh Financial Services Ltd (FRN 914574) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Nicolas Klayh Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07432 524707

  • Verified address

    Sandersons Farm, Park Hall Road, Heskin, Chorley, Lancashire, PR7 5LS, United Kingdom

Also trades as
  • N K Mortgage Solutions

Company details

From the company's Companies House record.

Company number
11720298
Company status
Active
Company type
Private limited company
Incorporated
10 December 2018 (7 years old)
Registered office
Sandersons Farm Park Hall Road, Heskin, Chorley, PR7 5LS, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Nicolas Andrew Klayh Director Dec 1986 10 Dec 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Nicolas Klayh Financial Solutions Ltd

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Common questions

Frequently asked questions

Is Nicolas Klayh Financial Services Ltd FCA authorised?
Nicolas Klayh Financial Services Ltd (FRN 914574) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nicolas Klayh Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nicolas Klayh Financial Services Ltd (FRN 914574) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Nicolas Klayh Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Nicolas Klayh Financial Services?
Protection works through the principal firm responsible for Nicolas Klayh Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Nicolas Klayh Financial Services a scam or clone?
Nicolas Klayh Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Nicolas Klayh Financial Services's Firm Reference Number (FRN)?
Nicolas Klayh Financial Services's FRN is 914574. You can verify it on the FCA register.