Nigel Liptrot

Reference number: 537611

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Appointed representative

Nigel Liptrot does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

M V A HOLDINGS LIMITED Reference number: 456836 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nigel Liptrot (FRN 537611) is an AR of M V A HOLDINGS LIMITED (FRN 456836). When you use Nigel Liptrot's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nigel Liptrot, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Nigel Liptrot & Associates Wealth Management

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through M V A HOLDINGS LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Nigel Liptrot FCA authorised?
Nigel Liptrot (FRN 537611) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nigel Liptrot?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nigel Liptrot (FRN 537611) is an AR of M V A HOLDINGS LIMITED (FRN 456836). When you use Nigel Liptrot's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nigel Liptrot, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Nigel Liptrot?
Protection works through M V A HOLDINGS LIMITED, the principal firm responsible for Nigel Liptrot's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Nigel Liptrot a scam or clone?
Nigel Liptrot is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Nigel Liptrot's Firm Reference Number (FRN)?
Nigel Liptrot's FRN is 537611. You can verify it on the FCA register.