NLS Essex Limited

Reference number: 496488

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • NLS Essex Limited (FRN 496488) is an AR of The Right Mortgage Limited (FRN 649443). When you use NLS Essex's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from NLS Essex, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01268 755982

  • Verified address

    14 Riverview Road, Benfleet, Essex, SS7 1JT, United Kingdom

Also trades as
  • Mortgages For Homes

Company details

From the company's Companies House record.

Company number
05526048
Company status
Active
Company type
Private limited company
Incorporated
2 August 2005 (21 years old)
Registered office
304 High Road, Benfleet, SS7 5HB
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Timothy Gray Goody Director Mar 1970 2 Aug 2005
Joanne Goody Secretary Not published 2 Aug 2005

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is NLS Essex Limited FCA authorised?
NLS Essex Limited (FRN 496488) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for NLS Essex?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. NLS Essex Limited (FRN 496488) is an AR of The Right Mortgage Limited (FRN 649443). When you use NLS Essex's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from NLS Essex, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with NLS Essex?
Protection works through The Right Mortgage Limited, the principal firm responsible for NLS Essex's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is NLS Essex a scam or clone?
NLS Essex is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is NLS Essex's Firm Reference Number (FRN)?
NLS Essex's FRN is 496488. You can verify it on the FCA register.