North Essex Finance Limited

Reference number: 719627

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Sceptre Finance Limited Reference number: 673142 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • North Essex Finance Limited (FRN 719627) introduces customers to Sceptre Finance Limited (FRN 673142). Any regulated advice or arranging is done by the principal, not North Essex Finance.
  • Example: if North Essex Finance refers you to a financial adviser, the advice should come from the principal firm, not from North Essex Finance itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01702 337882

  • Verified address

    Flat 60, Audley Court, 1 Forge Way, Southend-on-Sea, Essex, SS1 2ZS, United Kingdom

Company details

From the company's Companies House record.

Company number
04532273
Company status
Active
Company type
Private limited company
Incorporated
11 September 2002 (23 years old)
Registered office
Cumberland House, 24-28 Baxter Avenue, Southend-On-Sea, Essex, SS2 6HZ
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Ian David Bridges Director Mar 1963 10 Oct 2002

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Sceptre Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is North Essex Finance Limited FCA authorised?
North Essex Finance Limited (FRN 719627) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for North Essex Finance?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. North Essex Finance Limited (FRN 719627) introduces customers to Sceptre Finance Limited (FRN 673142). Any regulated advice or arranging is done by the principal, not North Essex Finance. Example: if North Essex Finance refers you to a financial adviser, the advice should come from the principal firm, not from North Essex Finance itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with North Essex Finance?
Protection works through Sceptre Finance Limited, the principal firm responsible for North Essex Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is North Essex Finance a scam or clone?
North Essex Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is North Essex Finance's Firm Reference Number (FRN)?
North Essex Finance's FRN is 719627. You can verify it on the FCA register.