NPA Insurance Limited

Reference number: 202069

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Peach

Company details

From the company's Companies House record.

Company number
00064269
Company status
Active
Company type
Private limited company
Incorporated
23 November 1899 (126 years old)
Registered office
Mallinson House, 40-42 St Peters St, St Albans, Herts, AL1 3NP
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Bernard Mageean Director Oct 1956 6 Oct 2016
Lisa Banks Director Nov 1977 10 Apr 2019
Paul David Sayles Director Jul 1978 24 Nov 2021
Russell Oliver White Director Apr 1975 28 Mar 2023
Nicholas Robert Kaye Director Nov 1975 10 Jul 2025
Simon Richard Drew Director Oct 1969 17 Oct 2025
Mandy Hunt Director Jul 1971 3 Feb 2026
Henry Matthew Gregg Director Aug 1980 16 Mar 2026
Gareth Richards Secretary Not published 21 Mar 2011

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (12 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.
  • May control money if settlement through a mandate.
    The general requirement not to hold or control CLIENT MONEY does not restrict the firm from controlling CLIENT MONEY if it arises from an agreement under which the firm effects settlement through a mandate or otherwise.
  • Must comply with the Solvency II Firms Sector of the PRA Rulebook.
    The Firm must comply with the Solvency II Firms Sector of the PRA Rulebook.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Chemists' Defence Association Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • PeachPi

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Common questions

Frequently asked questions

Is NPA Insurance Limited FCA authorised?
Yes, NPA Insurance Limited (FRN 202069) is authorised by the FCA to carry out regulated activities.
Is my money safe with NPA Insurance?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about NPA Insurance to the Financial Ombudsman Service, free of charge.
Is NPA Insurance a scam or clone?
NPA Insurance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is NPA Insurance's Firm Reference Number (FRN)?
NPA Insurance's FRN is 202069. You can verify it on the FCA register.